Lawyers Help When Automotive Insurance Disputes an Injury Claim for a Hip Labral Tear

A person is driving a car that is struck by another vehicle. This individual doesn’t believe he or she has been injured so doesn’t go to a doctor. A week later, however, serious hip pain develops. At the clinic, the patient is diagnosed with a hip labral tear. Physical therapy will be necessary, and surgery will be required if the problem does not heal. A personal injury attorney can assist if the insurer disputes this claim for any reason. For information on one particular lawyer, Craig Swapp Reviews can be perused.

Insurer Questions

In Utah, people who have been in car accidents deal with their own automotive insurance companies even if someone else caused the collision. That’s because Utah is a no-fault state. Policyholders justifiably expect their insurer to pay for claims, but the adjuster may question the claim’s validity. Why did the pain begin so late? Can this type of collision actually cause this kind of injury?

The Hip Labrum Injury

The labrum around the hip is a form of cartilage providing stability for this large joint. Vehicle accidents can indeed cause the cartilage to tear. A doctor will need to verify the accident was most likely the reason for the injury. The person may not have developed pain until engaging in some form of relatively strenuous exercise, such as jogging. Afterward, pain may be worse during sitting because of the way the hip is positioned.

In addition to pain in the hip area, the person will likely notice odd sounds like clicking when moving the hips. The noises aren’t loud, so it only may be noticeable when everything is quiet, such as while resting in bed.

Resolving the Problem

If physical therapy doesn’t help the injury fully heal, arthroscopic surgery will be necessary. The surgeon removes the ragged edges of cartilage and sews the tear together.

This person’s own medical insurance would likely pay for therapy and surgery if the automotive insurer disputes the claim. However, there may be substantial deductibles and co-payments in that case. A law firm such as Craig Swapp & Associates can help if the person is having trouble getting satisfactory results from the car insurance company.